Three weeks until school starts...

It’s Friday, Ron and I both got paid this week and I’m getting a headache as I sit here staring at a stack of bills that I still can’t pay. Why not? Because we have to pay the mortgage (late) because the money that should’ve gone to pay the mortgage had to go to pay last month’s bills because the money that should’ve paid those went to pay July’s mortgage because the money that should’ve paid July’s mortgage went to - our credit union. And other various merchants after I mistakenly overspent our checking account in June.

I was hoping we could be caught back up by now, but it hasn’t happened yet. And I sit here staring at these bills and I know why I am so excited for school to be starting in a few weeks. Other than my kids starting new experiences and making new friends, that is. Why I am jumping out of my seat, waving my hands in the air, screaming at the top of my lungs excited!

One word – daycare. Or lack of, that is. With Abby starting first grade (full days!) and Hannah starting Young 5’s (half days, but M-F!), our daycare bill will go down to below $300/week for the first time this year. Depending on what we’ll have to pay for the one hour that Abby will be there after school, we’ll be saving close to $100/week over what we were paying last school year and even more than that compared to the $350/week we’re paying right now since supervised playground is over for Abby. Well more than half of Ron’s paycheck every week is going to pay for daycare. For 3 more weeks. Until school starts on September 4^th and I will gladly write a smaller check to daycare knowing that we’ll have that extra money to help us get caught back up. At least until we have to start shopping for Hannah’s birthday in November. And Christmas…